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Privacy Policy

Commitment to Privacy

At Oklahoma AgCredit, we are committed to maintaining the confidentiality of financial and other non-public information about our customers and other users of our website. As a matter of corporate policy, we have implemented procedures, systems and controls at the Association designed to safeguard private information and prevent its disclosure to unauthorized parties.

Security of Personal Information

We maintain strict security standards and procedures to help prevent unauthorized access to confidential information.  We also incorporate physical and electronic safeguards and make every effort to protect the security of personal information.  Our website is hosted on secure servers.  Any information collected is stored in private files behind a firewall designed to protect confidential information by denying access to unauthorized users. 

We have policies and procedures in place to govern the proper handling of personal information and to train our employees on their responsibility to protect confidential information.

We may use third party suppliers and/or service providers to facilitate our services.  We do not authorize these suppliers and/or service providers to retain, disclose or sell personal information to others.

Information We Collect

We collect and store a variety of information from users of our corporate websites, including:

  • The name of the Internet domain from which site visitors access the Internet.
  • A visitor’s IP address (usually assigned by the Internet Service Provider or by local system administrator).
  • The date and time a visitor accessed our site.
  • The browser version used.
  • The pages visited on this website.

This information does not identify the visitor personally.

The Oklahoma AgCredit website utilizes cookies to ‘remember’ visitors when they return to the site.  A cookie is a small amount of text sent from a website to a visitor's computer while visiting the site.  The cookie is stored on the visitor's hard drive.  Oklahoma AgCredit uses discreet information stored in cookies in order to provide a customized user experience.  However, visitors can set their web browsers to prevent cookies from being sent.

The Association may retain the content of email messages sent to the Association, along with the sender’s email address and our response.  We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.

Disclosure of Your Information

We may disclose information about our users, and information that does not identify any individual without restriction.

We may disclose personal information that we collect or that is provided to us described in this privacy policy:

  • If you make an inquiry or ask us to add your name to a mailing list, we add your personal information to an electronic database for correspondence tracking or mailing lists. We keep your personal information in secure computer systems and only employees with a business reason may see it.
  • If you make an inquiry or a request, or file a complaint that needs supervisory or other attention, we may give personal information to our attorneys, examiners, or other appropriate staff or to other federal, state, or local agencies.
  • If you file a complaint about Oklahoma AgCredit, we may provide personal information and the complaint to the Association to investigate the problem. If you do not want us to disclose personal information, please state this clearly in writing.
  • To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purpose for which we disclose it to them.
  • To the buyer or other successor in the event of a merger or other sale or transfer of some or all of the Association’s assets, in which personal information held by the Association about our website users is among the assets transferred.
  • To fulfill the purpose for which you provide it.
  • For any other purpose disclosed by us when you provide the information with your consent.

We may also disclose personal information:

  • To comply with any court order, law or legal process, including, in response to any government or regulatory request.
  • Consistent with State and Federal laws and regulations that may require us to disclose confidential information in certain situations. Such situations include request from law enforcement agencies or criminal or civil legal proceedings. In addition, as required by federal laws targeting terrorism funding and money laundering activities, we collect information and take actions necessary to verify the identity of individuals and organizations with which we do business.
  • To enforce or apply our Conditions of Use.

 

 

Security and Intrusion Detection

To ensure the security and availability of the Oklahoma AgCredit owned and managed websites, we employ several solutions to monitor network traffic and server loads, and to identify unauthorized attempts to access or damage the site.

Unauthorized attempts to access, alter, or damage this site are strictly prohibited, and may be punishable under law.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our website, you are responsible for keeping this password confidential. We ask that you not share your password with anyone.

Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the website.

Legal Requirements

Federal regulations may require us to disclose confidential information in certain situations. Such situations include requests from law enforcement agencies or criminal or civil legal proceedings. In addition, as required by federal laws targeting terrorism funding and money laundering activities, we collect information and take actions necessary to verify the identity of individuals and organizations with which we do business.  Consequently, we reserve the right to disclose any information we deem necessary to comply with any applicable law, regulation, legal process or governmental request, including personally identifiable information.

External Links

Links to third party websites on this site are provided solely as a convenience to you.  If you use these links, you will leave this site and our Privacy Policy is no longer in effect. Oklahoma AgCredit does not endorse, sponsor, or otherwise have any control over the operation or the contents of third-party websites accessed through this website.  Oklahoma AgCredit is not responsible for, and assumes no liability associated with, the practices employed by third-party website owners. Browsing and interaction on any other websites, including websites which have a link on the Oklahoma AgCredit website, is subject to that third-party website's own rules and policies. Please read over those rules and policies before proceeding.

Children’s Online Privacy Protection Act

This site is in compliance with the Children’s Online Privacy Protection Act (COPPA). Our site is not intended for children under the age of 13, and do not knowingly collect, use or disclose personal information from children under 13. If a parent or guardian becomes aware that his or her child has provided us personal information without their consent, he or she should promptly contact us and we will delete such information from our files. For a complete copy of the COPPA Federal Register in PDF format, click here. For more information about the Children’s Online Privacy Protection Act (COPPA), visit the FTC web site: www.ftc.gov.

Changes to the Association’s Privacy Policy

We may revise this policy from time to time.  If we decide to change our Privacy Policy, we will post the revised policy here.  As we may make changes at any time without notifying you, we suggest that you periodically consult this Privacy Policy.

Conditions of Use

These conditions were last modified 12/12/2019.

Every time you access or use this website, you agree that you are bound by, and accept in full, the following conditions:

Privacy

You agree to abide by the terms of our Privacy Policy.

Site Security

You agree not to violate or attempt to violate the security of this website.

Use of Web Site

You may not, for commercial or public purposes, copy, modify, distribute, transmit, display, reproduce, transfer, resell, or republish any of the contents of this website without the prior written consent of Oklahoma AgCredit, which consent may be withheld in Oklahoma AgCredit’s sole discretion.

Modifications

Oklahoma AgCredit may at any time make modifications, changes, and alterations to the contents of this website, including these Conditions of Use, without prior notice. You are responsible for regularly reviewing these Conditions of Use. Your continued use of this website following any modifications, changes, or alterations shall constitute your acceptance of such modifications, changes, or alterations.

Copyright

All content included on this website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, and all compilations thereof, are the property of Oklahoma AgCredit or its strategic partners and are protected by United States and international copyright laws. You may not, for commercial or public purposes, copy, modify, distribute, transmit, display, reproduce, transfer, resell, or republish any of the contents of this website without the prior written consent of the Association, which consent may be withheld at the Association’s sole discretion.

Trademarks

Oklahoma AgCredit, Farm Credit, and other marks indicated on our site, are trademarks of Oklahoma AgCredit or its strategic partners. Oklahoma AgCredit and its strategic partners' graphics, logos, page headers, button icons, scripts, taglines and service names are trademarks or trade dress of Oklahoma AgCredit or its strategic partners. Oklahoma AgCredit’s (or its strategic partners') trademarks and trade dress may not be used in connection with any product or service that is not Oklahoma AgCredit 's or its strategic partners', in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Oklahoma AgCredit or its strategic partners.

Confidential Information

Information provided by the Association is intended solely for the use of the intended recipients and may contain information that is confidential, privileged or otherwise protected from disclosure. If you are not the intended party for this information, please notify the Association, and delete it from your system.

Indemnification

You agree to defend, indemnify, and hold Oklahoma AgCredit harmless from and against any and all claims, liabilities, awards, losses, damages, costs and expenses, including attorneys’ fees, arising from or related to your use of this website.

Governing Law

These Conditions of Use shall be governed by and construed in accordance with the laws of the State of Oklahoma, without regard to the conflict of laws thereof, and the laws of the United States.

Venue

Disputes arising from the use of this website shall be exclusively subject to the jurisdiction of any federal or state court in the State of Oklahoma.

Social Media Guidelines

You agree to and adhere to the following of user guidelines regarding the Association’s social media guidelines.

 

 

Severability

To the extent any portion of these Conditions of Use is determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and these Conditions of Use, as so modified, shall remain in full force and effect.

Disclaimer of Warranty

THIS WEBSITE IS PROVIDED BY Oklahoma AgCredit ON AN "AS IS" AND "AS AVAILABLE" BASIS. Oklahoma AgCredit MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR ANY LINKED SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE OR ANY LINKED SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE OR ANY LINKED SITE IS AT YOUR SOLE RISK.

TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, Oklahoma AgCredit DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Oklahoma AgCredit DOES NOT WARRANT THAT THIS SITE OR ANY LINKED SITE, ITS OR ANY LINKED SITE’S SERVERS, OR E-MAIL SENT FROM Oklahoma AgCredit OR ANY LINKED SITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Limitation of Liability

IN NO EVENT WILL Oklahoma AgCredit OR REPRESENTATIVES THEREOF BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF Oklahoma AgCredit, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

Entire Agreement

The Conditions of Use, Privacy Policy, Social Media Guidelines and any other policies or conditions reference, listed, or linked to, therein constitute the sole and entire agreement between you and the Association with respect to the website and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the website.

Questions

If you have questions regarding the above, please e-mail your questions by using the Contact Us link.

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