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Financing

Your Vision

Oklahoma AgCredit is part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit, today and tomorrow. We provide loans, leases and financial services to farmers, ranchers, rural businesses and rural homeowners in 60 Oklahoma counties.

Cooperative Structure

Oklahoma AgCredit is a cooperative, owned by the members we serve. This ensures our customers’ needs come first. Our profit can only be used in two ways – retained to build our financial strength or passed on to members through our Patronage Program. Patronage is like an interest rebate and it essentially reduces our members cost of borrowing. We have returned approximately $100 million to our members since 1997.

Oklahoma AgCredit is guided by a Board of Directors elected by members, which ensures borrowers concerns are represented at the top level. The Board designates Appointed Directors to provide additional expertise.

 

For infomation about our Financial Reports, please click here.

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Funding

Oklahoma AgCredit does not take deposits. Although we were created by Congress in 1916, Farm Credit does not receive any government funding or tax dollars.

Farm Credit raises funds by selling debt securities on the nation's money markets through the Federal Farm Credit Banks Funding Corporation. With a AAA-rating, Farm Credit debt enjoys strong demand that results in competitive interest rates on loans for our customer-owners irrespective of financial conditions in the agriculture industry and rural America.

Once the Funding Corporation issues debt securities on behalf of all Farm Credit institutions, Farm Credit's four wholesale banks then fund the individual Farm Credit associations who support farmers, ranchers and rural homebuyers.

CoBank is the funding bank for Oklahoma AgCredit. CoBank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. Learn more at https://www.cobank.com/

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Financing Rural Communities and Agriculture

Oklahoma AgCredit is a member of the Farm Credit System that serves every part of agriculture from the smallest operations to the largest – and everything in between. Whether helping a young farm family begin, supporting our veterans as they return home and take up farming or financing U.S. agricultural exports around the globe, Farm Credit is committed to the success of American agriculture.

Our loans and related financial services support farmers and ranchers, farmer-owned cooperatives and other agribusinesses, rural homebuyers and companies exporting U.S. ag products around the globe.

We are part of the rural communities we serve and understand that vibrant rural communities need strong, modern infrastructure.  Farm Credit loans finance the rural infrastructure providers that provide reliable power, modern telecommunications, clean water, and other vital community services. 

For more than 100 years, Farm Credit has fulfilled its mission – through good times and bad.  We remain committed to that mission and evolving to meet the needs of our customers for the next 100 years. Learn more at https://farmcredit.com/

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Cybersecurity

Tips for Banking Safely

Consumers increasingly rely on computers, web-enabled devices, and the internet for everything from shopping and communicating to banking and bill-paying. While there are a number of benefits of using web services -- faster and more convenient services, for example -- bank customers should also be aware of the risks.

 

Oklahoma AgCredit is serious about protecting your personal information and has many layers of security in place to keep your account details safe. Learn what you can do to stay safe online by reading our Cybersecurity Guide.

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Management

Bill Davis Bill Davis Chief Executive Officer Steven Davenport Steve Davenport EVP/Chief Credit Officer Joe Voth, CRO Joe Voth Chief Risk Officer Malinda_Thimmesch Malinda Thimmesch Chief Financial Officer John Burk John Burk Chief Lending Officer
  Core Value Statement Oklahoma AgCredit supports rural communities and agriculture with reliable, consistent credit and financial services, today and tomorrow.

Proudly supporting the rural communities we serve

We annually award scholarships to our members’ children. Ask your loan officer for details.

 
   
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Career Opportunities

The Oklahoma AgCredit management team- from the bottom all the way to the top- supports and empowers me every day to be the best possible partner for the producers in my hometown.

Toni Dewitt - Loan Officer

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Joe Voth, CRO

Joe Voth

Chief Risk Officer

Chief Risk Officer (CRO) – Appointed CRO effective August 1, 2022. Appointed to the Executive Management Team effective August 2022. Served as the Kingfisher lending office Vice President/Branch Manager from January 2013 to July 2022. Served as Loan Officer in the Kingfisher lending office from August 2008 to December 2013. Total Farm Credit System experience exceeds 14 years.

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Malinda_Thimmesch

Malinda Thimmesch

Chief Financial Officer

Chief Financial Officer (CFO) – Appointed CFO effective July 16, 2018. Appointed to Executive Management Team effective January 2019. Ms. Thimmesch is a Certified Public Accountant. Prior to 2016, directed enterprise data stewardship at American AgCredit. Currently serves on the Farm Credit System information data warehouse workgroup (IDWG) and was appointed Vice-Chairwoman in December 2021. Previously served as Manager of Financial Reporting for CoBank from January 2012 to March 2015 and U.S. AgBank from July 2002 to December 2011. Total Farm Credit System experience exceeds 20 years.

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John Burk

John Burk

Chief Lending Officer

Chief Lending Officer (CLO) – Appointed CLO effective January 1, 2018. Appointed to Executive Management Team effective January 2019. Served as Senior Vice President of Credit from January 2016 through December 2017. Served jointly as Senior Vice President for East Central Oklahoma and Chisholm Trail in 2015, and for East Central Oklahoma from October 2012 to December 2014. Served as Muskogee lending office Vice President/Branch Manager from September 2010 to September 2012. Served as Loan Officer in the Stillwater lending office from August 2006 to September 2010. Total Farm Credit System experience exceeds 16 years.

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Steven Davenport

Steve Davenport

EVP/Chief Credit Officer

Executive Vice President/Chief Credit Officer. Served as Acting CEO and EVP/ CCO in April and May 2023. Served as EVP/CCO from January 2016 through April 2023. Served jointly as EVP/CCO for Chisholm Trail and East Central in 2015. Served as EVP/CCO for Chisholm Trail from April 2002 through December 2014, and as Vice President – Credit for Chisholm Trail from January 1997 to April 2002. Total Farm Credit System experience exceeds 30 years.

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Bill Davis

Bill Davis

Chief Executive Officer

Appointed Chief Executive Officer, effective May 24, 2023.

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Bob Eubanks

Bob Eubanks

Risk Chairman

Three-year term expiring in May 2025. Mr. Eubanks is a member of the Compensation, Governance, Risk, and Building Committees. Occupation for the past five years – Farming and ranching. Owner of Eubanks Land, LLC., and co-owner of Eubanks Equipment Company, LLC., an agriculture equipment dealer. Majority-owner of Eubanks Brothers Farm, LLC. Co-owner of Eubanks Investments and Properties, LLC. Board member of Northeast Oklahoma Rural Electric Cooperative Trust Foundation (Operation Roundup) and Chairman of Credentials Committee for Northeast Oklahoma Rural Electric Cooperative. Member of Oklahoma Cattlemen’s Association and Welch Baptist Church.

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Jay Grace

Jay Grace

Director

Three-year term expiring in May 2024. Mr. Grace serves as Vice Chairman of the Compensation Committee. He is a member of the Building and Risk Committees. Occupation for the past five years – Farming and ranching, operating under Rocking G Livestock, Inc. (stocker cattle and feedlot). Partner in 4G Cattle Company, a family corporation (stocker cattle and horses). Member of Ardmore First United Methodist Church. Fireman on the Claypool Volunteer Fire Department.

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Brian Knowles

Brian Knowles

Director

Three-year term expiring in May 2024. Mr. Knowles is Risk Committee Vice Chairman and is a member of the Compensation Committee. Occupation for the past five years – Farming and ranching (cow/calf, stockers, poultry, wheat, and hay). Vice President of the Leflore County Farm Bureau, President of Keota Round Up Club, Fire Chief of Keota Volunteer Fire Department, and member of Keota First Baptist Church.

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Phillip Landgraf

Phillip Landgraf

Director

Three-year term expiring in May 2024. Mr. Landgraf is a member of the Audit Committee. Occupation for the past five years – Owner/operator of Landgraf Fertilizer, where Mr. Landgraf and his wife, Kathy, have provided seed, fertilizer, and chemical sales and application to growers since 1991. His farming operation includes cattle and crops (cotton, wheat, corn, and soybeans). Director on the Red River Valley Rural Electric Association since 1997; currently serving as Vice President.

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Shand Ramusson

Shand Rasmusson

Director

Three-year term expiring in May 2024. Mr. Rasmusson is a member of the Audit Committee. Occupation for the past five years – Full-time farmer and rancher for the past 29 years. Owner/operator of Shand Diversified, a beef cattle operation with ranches in Oklahoma, Arkansas, Idaho, and Wyoming. Rasmusson’s ranches include cow/calf herds, stockers, and cattle feeding. He grows wheat for grazing and uses rotational grazing practices. Member of Oklahoma Cattlemen’s Association and McCurtain County Cattlemen’s Association. Former state cattlemen’s association vice president and former Farm Bureau Young Farmer and Rancher Board member. Previously served on a state beef board. He is a member of a local church, where he volunteers in many capacities.

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Brad_Scott

Brad Scott

Compensation Chairman

Three-year term expiring in May 2025. Mr. Scott is Chairman of the Compensation Committee, Vice-Chairman of the Governance Committee, and serves as a member of the Risk Committee. Occupation for the past five years – Farming and ranching, operating under Brad Scott Ranch (yearling cattle operation) and partner in parents’ cattle ranch. Affiliated with C&S Rentals; Morrison Investments, LLC.; West Oak Properties, LLC.; and Bradley Ranch II, LLC. Director for Jefferson County Hospital and Duncan Regional Hospital. Chairman of the Board of First Christian Church of Waurika.

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Jay Stinnett

Jay Stinnett

Director

Four-year term expiring in May 2026. Mr. Stinnett is a member of the Risk and Compensation Committees. Occupation for the past five years – Retired Agricultural Education instructor. His primary occupation is farming and ranching (cow/calf, stocker, and hay operation). Member of Tahlequah Cooperative, Cherokee County Cattleman’s Association, Oklahoma Cattlemen’s Association, and American Farmers and Ranchers. Member of Exciting Southeast Baptist Church of Tahlequah.

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Rodney_Holcomb

Rodney Holcomb

Appointed Director/Audit Committee Chair

Appointed Director. Five-year term expiring in May 2028. Dr. Holcomb serves as Audit Committee Chair and as a financial expert. Professor of Agricultural Economics at Oklahoma State University (OSU) and the Browning Endowed Professor of Food Studies with the OSU Food & Agricultural Products Center. Dr. Holcomb has been with OSU since 1997, working in the areas of value-added agricultural products and agribusiness management. He currently serves on the OSU Retirement Investments Committee and since 2001, has served as OSU’s representative on the state’s Agricultural Enhancement & Diversification Program Board. Dr. Holcomb serves on the Southern Agricultural Economics Association Board, a non-profit corporation, and is the 2023 Past-President.

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Lisa_Cochell

Lisa Cochell

Appointed Director

Appointed Director. Three-year term expiring in May 2026. Ms. Cochell serves as Audit Committee Vice Chairwoman and as a financial expert. Occupation for the past five years – Managing Member of Cochell Tax & Consulting PLLC from August 2017 to present. Kiwanis Club member since 1995. Member of The Oaks Church in Oklahoma City.

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Dan_Childs

Dan Childs

Board Vice Chairman

Vice Chairman. Four-year term expiring in May 2027. Mr. Childs serves as ex-officio member of the Audit Committee and is a member of the Executive Committee. Occupation for the past five years – Farming, ranching, and agricultural economist with the Noble Research Institute. Vice President of Johnston County Farm Bureau and Board member of National Farm Credit Council and Farm Credit Council Services. Member of CoBank District Farm Credit Council and officer for the Foundation for Livestock and Grain Marketing in Denver, Colorado.

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Kenny Markes

Kenny Markes

Governance Chairman

Three-year term expiring in May 2026. Mr. Markes is Governance Committee Chairman and serves on the Audit and Building Committees. Occupation for the past five years – Farming and ranching – His operation includes wheat, soybeans, canola, a cow/calf herd, and stockers. Member of Oklahoma Wheat Growers, American Farmers and Ranchers, St. Joseph Catholic Church, and Oklahoma Cattlemen’s Association.

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Gary Bledsoe

Gary Bledsoe

Board Chairman

Chairman. Five-year term expiring in May 2028. Mr. Bledsoe serves as ex-officio member of the Building, Compensation, Governance, and Risk Committees. Mr. Bledsoe is a member of the Executive Committee. Occupation for the past five years – Farming and ranching. Owner and operator of Bledsoe Farms, an Angus seedstock operation. Former consultant in rural economic development for the Oklahoma Department of Agriculture. Director of Lincoln County Conservation District and currently serving as Chairperson, Secretary/Treasurer of Crosstimbers Prescribed Burn Association.

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