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Rural 1st® Rural 1st®


EDMOND, Oklahoma (February 8, 2023) — Oklahoma AgCredit has partnered with Rural 1st®, the leader in rural lending, to bring current and prospective members additional rural lending solutions.

“Rural 1st® provides a top-tier set of products that we, as an Association, could not offer as effectively today – which is why it was imperative for our organization to partner with them,” expresses Patrick Zeka, President / CEO of Oklahoma AgCredit. “Current and prospective borrowers will benefit from their efficiently proven processing system, industry-leading products and extremely competitive rates.”

Current and prospective members now have access to a variety of Rural 1st® products, including new home, land, construction, lot or home equity loans, that meet the unique criteria of rural financing.

“Rural 1st® is looking forward to expanding our partnerships and serving rural communities across Oklahoma,” says Art Whaley, Chief Lending Officer of Rural 1st®. “Our competitive products are designed to meet the needs of rural customers—helping many of them find financial solutions to their rural dreams when others cannot."

Oklahoma AgCredit also has a team dedicated to work specifically with Rural 1st® opportunities, each having experience working with rural lending and agriculture.

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(Left to Right) Jason Ramsey, Rural 1st® VP/Loan Officer; Dakota Gardner, Rural 1st® Loan Officer; Courtney Gilpen, Rural 1st® Loan Associate

If you would like to learn more about Rural 1st® or one of their products, contact your local branch, call 1-844-GO-RURAL or visit

About Oklahoma AgCredit

Oklahoma AgCredit supports rural Oklahoma and agriculture with reliable, consistent credit and financial services today and tomorrow. Oklahoma AgCredit is a proud member of the Farm Credit System and serves more than 8,000 members, with loans outstanding totaling more than $1.9 billion. Headquartered in Edmond, OK, Oklahoma AgCredit has 18 branches serving 60 of 77 counties in Oklahoma. Equal Housing Lender | NMLSR #809962

For more information about financing options or our cooperative structure, visit or call 866-245-3633.

About Rural 1st

Rural 1st® is the leader in rural lending. Rural 1st® secures the future of rural communities by offering tailored lending options and a deep understanding of rural living to consumers in Southern Colorado, South Dakota, Southern Illinois, Indiana, Iowa, Eastern Kansas, Kentucky, Southeast Missouri, Nebraska, Ohio, Oklahoma, Tennessee, Texas, and Wyoming.  Rural 1st® products include lot, land, construction, and home loans (purchase and refinancing). Rural 1st® is the rural residential lending division of Farm Credit Mid-America, a financial services cooperative, NMLS 407249. Rural 1st® products are available to consumers within the territories of participating Farm Credit System Associations. For more information, call 1-844-GO-RURAL or visit Equal Housing Lender. 


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