financing as unique as your build

financing as unique as your build

Why Finance with Rural 1st®?

Rural Lending Experts

Our team understands the unique aspects of rural properties, from acreages and barns to off-grid homes and private wells. With years of experience in country home financing, we provide lending solutions that work for the long haul.

Rural Lending Experts

Streamlined Loan Process

Rural 1st® simplifies home lending with an efficient approval process and a dedicated team focused solely on rural financing. From application to closing, you’ll experience a seamless, hassle-free process designed to get you into your new home faster.

Streamlined Loan Process

Custom Lending Options

Unlike conventional lenders, Rural 1st® specializes in financing rural homes and properties, offering loan packages tailored to country living. Whether you’re buying land, constructing a home, or making property improvements, we have the right loan for you.

Custom Lending Options

Talk to a local expert!

Wide open land. A place to call home. A lender who actually gets rural life. Rural 1st is here to help you build the future you have been dreaming about

Hours: 8am - 4:30pm

Phone:866-245-3633

Farming family on walk in field

How to Apply for a Rural 1st® Home Loan

Applying for a Rural 1st® Home Loan is quick and easy, whether you choose to apply online or in person. Our financial officers specialize in rural lending and will help you find the best financing solution for your property.

What You’ll Need to Apply

  • Details about the property (acreage, location, intended use)

  • Construction plans or improvement details, if applicable

  • Down payment information and financial statements, if required

Find an Oklahoma AgCredit Location Near You

Oklahoma AgCredit proudly serves farmers, ranchers, and rural communities across 60 counties in Oklahoma. With multiple branch locations, our team is ready to assist you with.