About Us

Oklahoma AgCredit is part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit today and tomorrow.

We provide loans, leases and financial services to farmers, ranchers and rural businesses and homeowners in 60 counties in Oklahoma. This focus on agriculture and rural America is the reason Farm Credit was created 100 years ago. Go to One Mission, Many Voices to hear directly from the voices of Farm Credit customers across the nation. You can explore their stories by customer type, issue area or state. Everyone's story is different, but they share a common theme: Farm Credit's mission and unwavering support for rural communities and agriculture helps them thrive and grow...That's the Farm Credit difference.

Our Cooperative Structure

Oklahoma AgCredit is a cooperative, owned by the members we serve. Each year our Board of Directors commit to return a patronage to our member-owners. A patronage refund is a way of distributing profits to members and effectively reduces members cost of borrowing. Oklahoma AgCredit is proud to offer our borrowers a strong, stable patronage program. Oklahoma AgCredit's predecessors, Farm Credit of East Central Oklahoma and Chisholm Trail Farm Credit, have returned more than $47 million to members since 1997.

Board members are elected by ballot vote; one vote per member. Additional directors are appointed by the Board to serve as Appointed Directors.

CoBank, Our Funding Bank

Unlike commercial banks, Farm Credit associations do not take deposits. Money is raised by selling system-wide bonds on Wall Street. Proceeds are channeled through Farm Credit banks and associations to agricultural producers and cooperatives. Because the Farm Credit System has strong investor appeal and large volume of funds raised, Farm Credit associations are able to offer competitive interest rates and unlimited amounts of capital to the agriculture and rural communities.

Financing Rural Oklahoma

Oklahoma AgCredit has a large footprint, serving 60 of Oklahoma’s 77 counties. Corporate headquarters are in Broken Arrow. While our footprint is large, our offices and management are local - branch offices are listed on the Locations page. Our loan officers can meet you at a location convenient to you by appointment and each loan officer maintains a weekly contact point to be more accessible to you.

Backed by the Farm Credit System

Farm Credit supports rural communities and agriculture with reliable, consistent credit and financial services, today and tomorrow. Learn more about who we are and the important mission we fulfill every day. A nationwide network, the Farm Credit System is made up of 73 customer-owned financial institutions that provide loans and related financial services to 500,000 U.S. farmers and ranchers, farmer-owned cooperatives and other agribusinesses, rural homebuyers and rural infrastructure providers. Learn more about our cooperative structure, unique funding model and oversight.